Privacy Notice Regarding Client Privacy

Pettinga Financial Advisors, LLC (Pettinga) has adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our clients is an important responsibility.

All financial companies choose how they share your non-public personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your non-public personal information.  Even when you are no longer our customer, we will only share your non-public personal information as described in this notice.  So, please read this notice carefully to understand what we do.

WHAT INFORMATION WE COLLECT

The types of non-public personal information we collect and share depend on the product or service you have with us.  This information can include items such as your social security number and income, your account balances and transaction history, and your assets and employment information.

We collect your non-public personal information in a variety of ways.  For example, we obtain your non-public personal information when you enter into an investment management or advisory agreement, give us your contact information and open an account, provide employment information or tell us about your investment or retirement portfolio.  We also collect your non-public personal information from other companies.  For example, from the custodians who hold your account assets.

WHAT INFORMATION WE SHARE

All financial companies need to share customer’s non-public personal information to run their everyday business.  Below, we describe the reasons we can share your non-public personal information and whether you can limit this sharing.

We share your non-public personal information for our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus, to protect the confidentiality or security of your records, or as permitted by law.  We may also share your non-public personal information for our own firm’s marketing purposes; so that we can offer our products and services to you.

Federal law gives you the right to limit only sharing non-public personal information about your creditworthiness for our affiliates’ everyday business purposes; sharing non-public personal information about you with our affiliates to market to you; and sharing non-public personal information with non-affiliates to market to you.

We do not share non-public personal information about your creditworthiness with our affiliates for their everyday business purposes.  We do not share your non-public personal information with our affiliates to market to you.  We do not share your non-public personal information with non-affiliates to market to you.  We also do not share your non-public personal information for joint marketing with other financial companies.  State laws and individual companies may give you additional rights to limit sharing.

We do not share non-public personal information with our affiliates.  However, we share your non-public personal information with a non-affiliate for the purpose of aggregating it and providing summary information based on this data to our parent company, Focus Financial Partners, LLC.

INFORMATION SAFEGUARDING

To protect your non-public personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.