Tax Planning

Tax planning is essential to your financial well-being. Virtually every financial decision has a tax consequence for you, whether now or long-term. Congress is forever tinkering with the tax code, so the rules are constantly changing. We stay abreast of the changes and advise you on the implications.

Among tax-related considerations, your plan may include a review of the following:

  • Taxes on your earned income and the associated marginal tax bracket
  • Taxes on your unearned income, such as interest and dividends
  • Whether municipal bonds are appropriate investments for you
  • Tax implications when you exercise stock options
  • Managing long-term capital gains to reduce your taxes
  • Possible Alternative Minimum Tax (AMT) issues
  • Charitable contribution methods to realize tax savings
  • The potential for tax savings through loan refinancing